The following terms and conditions govern your use of the Cetera North America (CNA) Web site(s) and the materials accessible on or from the site. Please read them carefully before entering the site, and refer to them as necessary as you explore the CNA Web site. Your use of the site means that you accept these terms and conditions. If you do not agree with these terms and conditions, please do not visit or use the CNA Web site. Information on this Web site may contain technical inaccuracies or typographical errors, for which CNA is not liable. Information may be changed or updated without notice. CNA may also make improvements and/or changes in the products and/or the programs described in this Web site at any time without notice and without any obligation to you.

Disclaimer of Warranties
The data provided on this web site and related communications are provided on an “as is” basis for informational purposes only. IN ADDITION, ALL WARRANTIES ARE HEREBY DISCLAIMED, INCLUDING THE IMPLIED WARRANTIES, EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

Trademarks
The trademarks, logos, and service marks (“Marks”) displayed on this Web Site are owned and/or registered by CNA or other third parties. You are not permitted to use these Marks without the prior written consent of CNA or the applicable third party owning the Mark. Any unauthorized use of such Marks shall be in breach of terms and conditions herein.

Limited License to Download Documents
Cetera North America hereby grants you a limited, non-exclusive license to download documents, such as white papers, press releases, and data sheets contained on this Web Site (the “Documents”), provided that (a) all applicable copyright notices appear on all copies; and (b) the use of such Documents is for informational and non-commercial use only; (c) the Documents will not be further copied, posted or broadcast on any computer network or other media; (d) the Documents are not modified in any way; and (e) you are not in breach of any of the terms and conditions contemplated herein. This license is for Documents only, and does not include the design or layout of this Web Site, or any other logo, graphic, sound or image contained in this Web Site and/or any other intellectual property right of CNA.

Exclusion of Damages
IN NO EVENT WILL CNA BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ON ANY OTHER HYPER-LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF CNA IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Third Party Sites
CNA makes no representations or warranties whatsoever about any other Web site which you may access through this website. When you access a non-CNA Web site, you agree and acknowledge that CNA has no obligation or responsibility, expressed or implied, with respect to such third party Web sites, and that CNA has no control over the responsibility for such Web sites. In addition, you agree and acknowledge that any link to a non-CNA Web site shall not mean that CNA endorses or accepts any responsibility for the content, the information contained in, the performance of or the use of such Web site. The linked sites are not under the control of CNA and CNA is not responsible for the content of any linked site or any link contained in a linked site, or any changes or updates to such sites. CNA is not responsible for web-casting or any other form of transmission or distribution and/or disclosure from any linked site. CNA is providing these links to you solely as a convenience, and the inclusion of any such link does not imply any endorsement, warranty and/or obligation by CNA with respect to the site. You agree to take any and all precautions and measures to ensure that your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

Privacy
Please see CNA’ Privacy Policy for details regarding CNA’ use of personal information you supply. Any rights not expressly granted herein are reserved.


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